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Healthcare Reimbursement Accounts
Accounts that allow you to set aside pre-tax dollars to pay for medical care or costs

Health Insurance Portability & Accountability Act, a federal law that guarantees health care plan eligibility for people who change jobs, if the new employer offers group insurance.

HMO (Health Maintenance Organizations)
Provide health services through a network of hospitals, doctors, laboratories, and so forth.

Hospital Indemnity Policy
Pays a fixed dollar amount for each day you are hospitalized, regardless of the actual costs.

Hospital Pre-certification
Managed care plans often require prior approval before the insured enters the hospital. In the case of an emergency, or other situation where pre-certification is not possible, such plans often require prompt notification often in 48 hours after admission.



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